Life Settlement Regulations by State

The concept of selling life insurance through life settlements or viatical settlements remains unfamiliar to more than half of Americans. This is unfortunate because these options can be financially attractive, especially for those with unnecessary or unwanted life insurance policies. Many individuals tend to surrender such policies back to the insurance company, which often results […]

6 Life Insurance Settlement Options You Should Know

Introduction Life insurance provides financial security for your loved ones when you’re no longer around. It’s a critical aspect of estate planning, and the death benefit paid to your beneficiaries upon your passing is a crucial element. This payout, known as the “settlement” of your policy, comes in various forms. Your beneficiary can receive it […]

5 Life Settlement Myths From Your Broker Dealer

Introduction Retirement can be costly these days. People are living longer, and their healthcare expenses are going up. Many seniors aren’t financially prepared. A report from TD Ameritrade in 2020 found that a lot of seniors don’t have much money saved. For example, 33% of those aged 70 to 79 have less than $100,000 saved. […]